You still need to monitor all bank, credit card, and insurance statements for fraudulent transactions. You also have the option of removing the freeze permanently if you believe the threat has passed. ![]() It doesn’t prevent him or her from making charges to your existing accounts. You can lift the freeze temporarily at any time. According to the Federal Trade Commission, the three major credit bureaus are required to lift a freeze within one hour if the request is made online or by phone.
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